获取实名状态

get:/v1/user/certify
<<<
返回结果
通过时：
{
	"code": 0,
	"data": {"passed":"T"},
	"msg": null
}

未通过时：
{
	"code": 0,
	"data": {"passed":"F","reason":"认证未通过"},
	"msg": null
}

提交实名认证

post:/v1/user/certify
*string:cert_name#姓名
*cert_no#身份证号码
<<<
返回结果
{
    "code": 0,
    "data": "https://openapi.alipay.com/gateway.do?format=json&timestamp=2021-11-24+19%3A12%3A10&charset=utf-8&app_id=2021001171610026&sign=GaLK6UKYoyGdB6ZFWNTuQUe9cvw6d3Ld1eF1x8QNfNZf8EFzUr1iMdfFxtCdQ9ubQmIUwWj4%2FpMi2XuGhlvF3zCBWQFnDEe1l8BgzIbh8wvZoG23%2BqO6kUcZkc9Gc1R%2Bw6JfoibRGv33b5hmBqVBlYS0XMjAk%2BXf9AOOoOTRDcgkzwae6ddajwK9KGMdck8YCMx13NF0%2FNOAkmbfT3I8l56ysunP0kcsk18Ye72oP9Gy0vbZGtktoYxdHD6j4n4tjcuQr3Ok3RXg92oDu%2FMBHc242IoOvCpVTYdpagcZapjz6fTFN2sqpmyNT3oEapY7B%2FRe1FOcl%2BLEnGd%2BttQfvA%3D%3D&version=1.0&sign_type=RSA2&method=alipay.user.certify.open.certify&biz_content=%7B%22certify_id%22%3A%229a7af942bf1887b78c49d2cc7e01d616%22%7D",
    "msg": "获取认证地址成功"
}

说明：
data为支付宝二维码地址
<<<
提交内容
{
	"cert_name": "张三",
	"cert_no": "453339448839949"
}